Identity theft is the use of someone else's identity to rob them. I convince a seller that I'm you, they give me stuff, and they send the bills to you.
It can happen to anyone. You don't need money to be the victim. You just need an identity.
There is an excellent, short, easily-read article in the current issue of Corporate Security Officer - Online, located here, about the experience of a woman named Lori Lee-Savage with identity theft.
Here's the last thing it says:
"You want to feel that all these institutions (banks, credit card companies, stores) have your back; they don't. You want to think they can prevent this; they can't."
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